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109 E Montgomery Street

Baltimore, MD 21230

3 beds
3 baths
1,745 sqft
1,306 sqft lot
$285 per sqft
1830 build

HISTORIC CHARM MEETS MODERN LIVING IN FEDERAL HILL Welcome to this delightful three-bedroom, two-and-a-half bathroom rowhome perched on a picturesque cobblestone street just steps from Federal Hill Park. This well-preserved property offers the perfect blend of Baltimore's historic character with thoughtful contemporary updates. Inside, the beautifully refinished hardwood floors create a warm, inviting atmosphere throughout the entire home. The front living room features a large window that floods the space with natural light, flowing seamlessly into the dining area where you'll find the original front staircase. The kitchen maintains its charm with original built-ins while offering a second stairway leading directly to the primary bedroom. Step outside to discover a private patio—perfect for evening gatherings under the stars. The storybook courtyard, featuring a native perennial garden, adds whimsical charm and creates a peaceful retreat from the city. As one neighbor quipped, "It's like having your own secret garden in the middle of the city!" Upstairs, the primary bedroom impresses with its vaulted ceiling, double closets, and attached bathroom. Enjoy morning coffee on your private rear deck. The additional bedroom boasts generous proportions with three closets, tall ceilings, and abundant natural light. A versatile upper level, with its half bath, offers endless possibilities as a home office, den, or additional bedroom. Practical upgrades include a new rear roof, renovated bathrooms, upgraded lighting, and fresh paint, ensuring comfort and peace of mind for years to come. Not only is there an abundance of closets, but the unfinished basement offers plenty of storage. This home's enviable location provides easy access to Federal Hill's vibrant dining, shopping, and entertainment scene. Don't miss this opportunity to own a slice of Baltimore charm in one of the city's most beloved neighborhoods!

Listing courtesy of BRIGHT / Cummings & Co. Realtors

Last checked: Checking… • Last updated May 19, 2025 •

MLS# MDBA2168342 —

The Building

Year Built:

1830
Year Built Source:

Assessor
Roof:

Architectural Shingle, Rubber
New Construction:

No
Construction Materials:

Brick
Structure Type:

End of Row/Townhouse
Architectural Style:

Traditional, Federal
Levels:

4
Accessibility Features:

None
Foundation Details:

Brick/Mortar
Basement:

Yes
Basement Type:

Full, Interior Access, Unfinished, Windows
Total SqFt Source:

Assessor
Total Below Grade SqFt:

975
Total Below Grade SqFt Source:

Assessor
Above Grade Finished Area Units:

Square Feet
Above Grade Finished SqFt:

1745
Above Grade Finished SqFt Source:

Assessor
Below Grade Finished Area Units:

Square Feet
Below Grade Unfinished Area Units:

Square Feet
Below Grade Finished SqFt Source:

Assessor
Below Grade Unfinished SqFt:

975
Below Grade Unfinished SqFt Source:

Assessor
Tax Total Finished SqFt:

1745

Interior

Interior Features:

Additional Stairway, Bathroom - Soaking Tub, Bathroom - Tub Shower, Built-Ins, Dining Area, Double/Dual Staircase, Exposed Beams, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Eat-In, Pantry, Primary Bath(s), Recessed Lighting, Skylight(s), Stain/Lead Glass, Wood Floors
Flooring Type:

Hardwood
Fireplace:

Yes
Fireplaces:

3
Fireplace Features:

Non-Functioning
Living Area SqFt Source:

Assessor

Room Dimensions

Total SqFt:

2720
Living Area SqFt:

1,745 Sqft

Financial & Terms

Sale Type:

Standard
Possession:

Negotiable

Location

Directions:

Light Street to Montgomery
Latitude:

39.27974000
Longitude:

-76.61210000

The Property

Property Type:

Residential
Lot Size Units:

Square Feet
Lot Size Acres:

0.03
Lot Size Source:

Estimated
Lot SqFt:

1,306 Sqft
Zoning:

R-7
In City Limits:

Yes
Outdoor Living Structures:

Deck(s), Patio(s)
Other Structures:

Above Grade, Below Grade
Waterview:

No
Fencing:

Fully, Privacy
Waterfront:

No
Water Oriented:

No
Water Access:

No
Navigable Water:

No
Tidal Water:

No
Land Use Code:

R
Ground Rent Exists:

No
Riparian Rights:

No

Listing Agent

Contact info:

Taxes

Tax ID Number:

0322100906 023
Tax Year:

2024
Tax Lot:

023
Tax Annual Amount:

$8,269
Tax Assessed Value:

$364,300
Year Assessed:

2025
County Tax:

392.00
City/Town Tax:

7877.00
Total Taxes Payment Frequency:

Annually

Beds

Bedrooms:

3
Upper Level Bedrooms:

3
Upper Level 1 Bedrooms:

2
Bedrooms Upper Level:

1

Baths

Total Baths:

3
Full Baths:

2
Half Baths:

1
Upper Level Full Baths:

2
Upper Level Half Baths:

1
Upper Level Total Baths:

3
Upper Level Total Baths:

2.00
Upper Level 2 Total Baths:

1.00
Upper Level Full Baths:

2
Upper Level 2 Half Baths:

1

Heating & Cooling

Cooling Type:

Central A/C
Central Air:

Yes
Cooling Fuel:

Electric
Heating:

Yes
Heating Type:

Forced Air
Heating Fuel:

Natural Gas

Utilities

Sewer/Septic:

Public Sewer
Hot Water:

Natural Gas
Water Source:

Public

Appliances

Appliances:

Refrigerator, Dishwasher, Built-In Microwave, Stove, Washer, Dryer
Laundry Type:

Lower Floor

Schools

School District Name:

Baltimore City Public Schools
School District Source:

Listing Agent

The Community

Subdivision Name:

Federal Hill Historic District
Senior Community:

No
Pool:

No Pool
HOA:

No
Condo/Coop Association:

No

Parking

Garage:

No
Type of Parking:

On Street

Extra Units

Vacation Rental:

No

Monthly cost estimate

Asking price

$499,000

Expense	Monthly cost
Mortgage	$2,671
Taxes	$689
Insurance	$137
Utilities	$226 See report
Total	$3,723/mo.^*
	^*This is an estimate

Explore the Area

My Commute

From

Walk Score®

Provided by WalkScore® Inc.

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Transit Score®

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Soundscore™

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Air Pollution Index

Provided by ClearlyEnergy

Sale history

Date	Event	Source	Price	% Change
5/19/25 May 19, 2025	Listed / Active	BRIGHT	$499,000

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This townhouse located in Southern Baltimore, Baltimore, MD 21230 is currently for sale for $499,000. 109 E Montgomery Street is a 1,745 square foot townhouse with 3 beds and 3 baths. 109 E Montgomery Street is in the Southern Baltimore neighborhood of Baltimore and has a WalkScore® of 99, making it a walker’s paradise. This townhouse is in the attendance area of Stadium School, Digital Harbor High School, Frederick Douglass High School, Vivien T. Thomas Medical Arts Academy, Benjamin Franklin High School At Masonville Cove, Federal Hill Preparatory School, Augusta Fells Savage Institute Of Visual Arts, Forest Park High School, Booker T. Washington Middle School, and Paul Laurence Dunbar High School.

Listing Courtesy of: BRIGHT and Cummings & Co. Realtors.

The information included in this listing is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information on each listing is furnished by the owner and deemed reliable to the best of his/her knowledge, but should be verified by the purchaser. BRIGHT MLS and Estately assume no responsibility for typographical errors, misprints or misinformation. This property is offered without respect to any protected classes in accordance with the law. Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller.