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109 Chesapeake

SAINT MICHAELS, MD 21663

4 beds
3 baths
2,168 sqft
7,200 sqft lot
$410 per sqft
2022 build

Welcome to 109 Chesapeake Ave, a remarkable single-family home nestled in the heart of St. Michaels, MD. This newly constructed residence, completed in 2023, offers a harmonious blend of modern design and classic Colonial charm. Spanning 2,166 square feet, the home features four well-appointed bedrooms and 2.5 pristine bathrooms. The main level hosts the primary suite, providing a private retreat, along with a convenient laundry room. The kitchen is a chef's dream, equipped with custom soft-close cabinetry, quartz countertops, gas range, and stainless steel appliances. The spacious living room, highlighted by coffered ceilings and a stone fireplace, is perfect for both relaxation and entertainment. The upper level offers three additional bedrooms with a dual-entry bathroom featuring a double sink, as well as additional finished storage space. Outside, a large deck overlooks a private yard, ideal for outdoor gatherings and leisure. An attached garage adds to the convenience and functionality of this beautiful home. This home is within walking distance to local shops and award-winning restaurants, making it an ideal choice for those seeking a vibrant, charming, and historic community atmosphere. This home provides a perfect opportunity to experience the best of St. Michaels living.

Listing courtesy of BRIGHT / Compass

Last checked: Checking… • Last updated Jul 12, 2025 •

MLS# MDTA2009876 —

The Building

Year Built:

2022
Year Built Source:

Assessor
Roof:

Architectural Shingle
New Construction:

No
Construction Materials:

Frame, HardiPlank Type
Builder Name:

Stem Craft Llc
Structure Type:

Detached
Historic:

No
Architectural Style:

Colonial
Levels:

2
Accessibility Features:

None
Foundation Details:

Crawl Space
Basement:

No
Total SqFt Source:

Assessor
Total Below Grade SqFt Source:

Assessor
Above Grade Finished Area Units:

Square Feet
Above Grade Finished SqFt:

2168
Above Grade Finished SqFt Source:

Assessor
Below Grade Finished Area Units:

Square Feet
Below Grade Unfinished Area Units:

Square Feet
Below Grade Finished SqFt Source:

Assessor
Below Grade Unfinished SqFt Source:

Assessor
Tax Total Finished SqFt:

2168

Interior

Interior Features:

Ceiling Fan(s), Crown Moldings, Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Gourmet, Pantry, Recessed Lighting, Walk-in Closet(s), Upgraded Countertops, Window Treatments, Wood Floors, Attic, Bathroom - Walk-In Shower, Primary Bath(s)
Flooring Type:

Hardwood
Fireplace:

Yes
Fireplaces:

1
Fireplace Features:

Gas/Propane
Living Area SqFt Source:

Assessor

Room Dimensions

Total SqFt:

2168
Living Area SqFt:

2,168 Sqft

Financial & Terms

Sale Type:

Standard
Acceptable Financing:

Conventional, Cash, VA, FHA
Possession:

Settlement

Location

Directions:

Railroad Ave to Chesapeake Ave
Latitude:

38.78541000
Longitude:

-76.22756000

The Property

Property Type:

Residential
Lot Size Units:

Square Feet
Lot Size Acres:

0.17
Lot Size Source:

Assessor
Lot SqFt:

7,200 Sqft
Zoning:

RESIDENTIAL
In City Limits:

Yes
Outdoor Living Structures:

Deck(s)
Other Structures:

Above Grade, Below Grade
Waterview:

No
Waterfront:

No
Water Oriented:

No
Water Access:

No
Navigable Water:

No
Tidal Water:

No
Riparian Rights:

No

Listing Agent

Contact info:

Taxes

Tax ID Number:

2102116901
Tax Year:

2024
Tax Annual Amount:

$6,559
Tax Assessed Value:

$526,400
Year Assessed:

2024
County Tax:

4085.00
City/Town Tax:

2474.00
Total Taxes Payment Frequency:

Annually

Beds

Bedrooms:

4
Bedrooms Main Level:

1
Upper Level Bedrooms:

3
Upper Level 1 Bedrooms:

3

Baths

Total Baths:

3
Full Baths:

2
Half Baths:

1
Main Level Baths:

2.00
Main Level Full Baths:

1
Main Level Half Baths:

1
Upper Level Full Baths:

1
Upper Level Total Baths:

1
Upper Level Total Baths:

1.00
Upper Level Full Baths:

1

Heating & Cooling

Cooling Type:

Central A/C
Central Air:

Yes
Cooling Fuel:

Electric
Heating:

Yes
Heating Type:

Heat Pump - Gas BackUp
Heating Fuel:

Electric, Propane - Leased

Utilities

Utilities:

Propane
Sewer/Septic:

Public Sewer
Hot Water:

Electric
Water Source:

Public

Appliances

Appliances:

Stainless Steel Appliances, Oven/Range - Gas, Dishwasher, Disposal, Dryer - Front Loading, Range Hood, Refrigerator, Washer - Front Loading, Water Heater
Laundry Type:

Main Floor, Hookup, Has Laundry

Schools

School District Name:

Talbot County Public Schools
School District Source:

Listing Agent

The Community

Subdivision Name:

Chesapeake Reach
Senior Community:

No
Pool:

No Pool
Spa:

No
Association Recreation Fee:

No
HOA:

Yes
Condo/Coop Association:

No
HOA Fee:

$250
HOA Fee Frequency:

Annually
HOA Name:

Chesapeake Reach Inc

Parking

Total Garage and Parking Spaces:

1
Garage:

Yes
Garage Features:

Garage - Front Entry, Garage Door Opener, Inside Access
Garage Spaces:

1.00
Type of Parking:

Attached Garage, Driveway
# of Attached Garage Spaces:

1

Extra Units

Vacation Rental:

No

Monthly cost estimate

Asking price

$889,900

Expense	Monthly cost
Mortgage	$4,765
Taxes	$546
Insurance	$244
Utilities	$178 See report
Total	$5,733/mo.^*
	^*This is an estimate

Explore the Area

My Commute

From

Walk Score®

Provided by WalkScore® Inc.

Bike Score®

Provided by WalkScore® Inc.

Air Pollution Index

Provided by ClearlyEnergy

Sale history

Date	Event	Source	Price	% Change
7/12/25 Jul 12, 2025	Listed / Active	BRIGHT	$889,900

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This house located in St. Michaels, MD 21663 is currently for sale for $889,900. 109 Chesapeake is a 2,168 square foot house with 4 beds and 3 baths. This house is in the attendance area of Easton High School.

Listing Courtesy of: BRIGHT and Compass.

The information included in this listing is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information on each listing is furnished by the owner and deemed reliable to the best of his/her knowledge, but should be verified by the purchaser. BRIGHT MLS and Estately assume no responsibility for typographical errors, misprints or misinformation. This property is offered without respect to any protected classes in accordance with the law. Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller.