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1088 River Bay Road

ANNAPOLIS, MD 21409

Name: Open House: 11am-1pm
Start: 2025-07-06T11:00:00
End: 2025-07-06T13:00:00
Location: 1088 River Bay Road

5 beds
4 baths
2,972 sqft
~1/2 acre lot
$740 per sqft
1950 build

Discover a true waterfront gem at 1088 River Bay Road in Annapolis, Maryland. Every detail has been thoughtfully curated to create an exceptional living experience on the Magothy River offering endless River and Chesapeake Bay views. This exquisite, updated Craftsman-inspired home, offers an open-concept design that perfectly frames its panoramic water vistas. This one has it all- a true waterfront triefecta- with an in ground salt water pool, detached 2 car garage and a separate, private apartment above! Boating enthusiasts will delight in the protected deep-water pier, complete with boat lifts and generous parking for multiple boats, ensuring seamless access to the bay. Completely renovated from top to bottom, the main house is a testament to updated and refined living, offering 4 bedrooms, 3 full bathrooms, plus a dedicated home office, all with views! Designer-inspired finishes elevate every corner, from the chef inspired kitchen to the serene master suite, hardwood flooring, designer neutral paint and brand new appliances. Admire the best views from the bonus upper-level living room, which opens to a brand-new second-story deck—the ultimate vantage point for magnificent sunsets and captivating water scenes. The lower deck provides a charming space for intimate dinners or relaxed entertaining. The detached garage apartment offers versatility – perfect for guests, a private studio, or an income-generating opportunity. Located in the highly sought-after Cape St. Clair community, residents enjoy a wealth of amenities and activities, all within the acclaimed Broadneck Blue Ribbon School district. Embrace the pinnacle of luxury waterfront living in Annapolis just in time for summer! Schedule your private tour today!

Listing courtesy of BRIGHT / Berkshire Hathaway HomeServices PenFed Realty

Last checked: Checking… • Last updated Jul 2, 2025 •

MLS# MDAA2102128 —

Upcoming Open Houses

Sunday, 7/6
11am-1pm

The Building

Year Built:

1950
Year Built Source:

Assessor
New Construction:

No
Construction Materials:

HardiPlank Type, Mixed
Structure Type:

Detached
Architectural Style:

Contemporary
Levels:

2
Accessibility Features:

None
Foundation Details:

Crawl Space
Basement:

No
Total SqFt Source:

Estimated
Total Below Grade SqFt Source:

Assessor
Above Grade Finished Area Units:

Square Feet
Above Grade Unfinished Area Units:

Square Feet
Above Grade Finished SqFt:

2972
Above Grade Finished SqFt Source:

Estimated
Above Grade Unfinished SqFt Source:

Estimated
Below Grade Finished Area Units:

Square Feet
Below Grade Unfinished Area Units:

Square Feet
Below Grade Finished SqFt Source:

Assessor
Below Grade Unfinished SqFt Source:

Assessor
Tax Total Finished SqFt:

2272

Interior

Interior Features:

Family Room Off Kitchen, Combination Kitchen/Living, Entry Level Bedroom, Window Treatments, Primary Bath(s), Floor Plan - Open
Flooring Type:

Hardwood, Carpet, Ceramic Tile
Fireplace:

No
Wall & Ceilings:

Dry Wall
Living Area SqFt Source:

Estimated

Room Dimensions

Total SqFt:

2972
Living Area SqFt:

2,972 Sqft

Financial & Terms

Sale Type:

Standard
Possession:

Negotiable, Settlement

Location

Directions:

GPS
Latitude:

39.05173000
Longitude:

-76.44606000

The Property

Property Type:

Residential
Property Condition:

Very Good
Lot Size Units:

Square Feet
Lot Size Acres:

0.45
Lot Size Source:

Assessor
Lot SqFt:

19,800 Sqft
Zoning:

R5
Road Surface Type:

Paved
View:

Water, River, Bay
In City Limits:

No
Outdoor Living Structures:

Deck(s), Roof
Other Structures:

Above Grade, Below Grade
Waterview:

Yes
Fencing:

Decorative, Fully, Privacy
Waterfront:

Yes
Water Oriented:

Yes
Water Access:

Yes
Distance To Water:

Blocks
Water Body Name:

MAGOTHY RIVER
Water Body Type:

River
Mean Low Water Feet:

4
Navigable Water:

Yes
Water Frontage In Feet:

70
Land Use Code:

R
Riparian Rights:

Yes

Listing Agent

Contact info:

Taxes

Tax ID Number:

020316502195600
Tax Year:

2024
Tax Lot:

12
Tax Annual Amount:

$14,484
Tax Assessed Value:

$1,288,000
Year Assessed:

2024
County Tax:

14104.00
Total Taxes Payment Frequency:

Annually

Beds

Bedrooms:

5
Bedrooms Main Level:

2
Upper Level Bedrooms:

3
Upper Level 1 Bedrooms:

2
Bedrooms Upper Level:

1

Baths

Total Baths:

4
Full Baths:

4
Main Level Baths:

1.00
Main Level Full Baths:

1
Upper Level Full Baths:

3
Upper Level Total Baths:

3
Upper Level Total Baths:

2.00
Upper Level 2 Total Baths:

1.00
Upper Level Full Baths:

2
Upper Level 2 Full Baths:

1

The Listing

Virtual Tour

Heating & Cooling

Cooling Type:

Heat Pump(s)
Central Air:

No
Cooling Fuel:

Electric
Heating:

Yes
Heating Type:

Heat Pump(s)
Heating Fuel:

Electric

Utilities

Sewer/Septic:

Public Sewer
Hot Water:

Electric
Water Source:

Well

Appliances

Appliances:

Washer/Dryer Hookups Only, Water Conditioner - Owned, Stove, Refrigerator, Dishwasher, Dryer, Washer

Schools

School District Name:

Anne Arundel County Public Schools
School District Source:

Listing Agent

The Community

Subdivision Name:

Cape St Claire
Senior Community:

No
Exterior Features:

Extensive Hardscape, Outside Shower, Private Beach, Outbuilding(s)
Pool:

Yes - Community, Yes - Personal
Docks:

1
Dock Type And Features:

Pier (Perpendicular), Multiple Slip
Dock/Slip Conveyance:

Yes
Dock/Slip Conveyance:

Physical Dock/Slip Conveys
Boats Power Count:

2
Boats Non-power Count:

2
Slips:

2
HOA:

Yes
Condo/Coop Association:

No
HOA/Condo/Coop Amenities:

Common Grounds, Pier/Dock, Pool Mem Avail, Pool - Outdoor
HOA Fee:

$10
HOA Fee Frequency:

Annually

Parking

Total Garage and Parking Spaces:

2
Garage:

Yes
Garage Features:

Garage - Front Entry
Garage Spaces:

2.00
Type of Parking:

Driveway, Detached Garage
Parking Features:

Asphalt Driveway
# of Detached Garage Spaces:

2

Extra Units

Vacation Rental:

No

Monthly cost estimate

Asking price

$2,200,000

Expense	Monthly cost
Mortgage	$11,780
Taxes	$1,207
Insurance	$605
Utilities	$278 See report
Total	$13,870/mo.^*
	^*This is an estimate

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Sale history

Date	Event	Source	Price	% Change
7/1/25 Jul 1, 2025	Sold Subject To Contingencies	BRIGHT	$2,200,000
6/20/25 Jun 20, 2025	Listed / Active	BRIGHT	$2,200,000

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This house located in Cape St. Claire 21409 is currently for sale for $2,200,000. 1088 River Bay Road is a 2,972 square foot house with 5 beds and 4 baths. This house is in the attendance area of Broadneck High School, Magothy River Middle School, and Cape St. Claire Elementary School.

Listing Courtesy of: BRIGHT and Berkshire Hathaway HomeServices PenFed Realty.

The information included in this listing is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information on each listing is furnished by the owner and deemed reliable to the best of his/her knowledge, but should be verified by the purchaser. BRIGHT MLS and Estately assume no responsibility for typographical errors, misprints or misinformation. This property is offered without respect to any protected classes in accordance with the law. Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller.

1088 River Bay Road

ANNAPOLIS, MD 21409