105 Gardner Street
Waterloo, IL 62298
Map
- 2 beds
- 2 baths
- 1,316 sqft
- 4,953 sqft lot
- $163 per sqft
- 1961 build
- – on site
Don’t miss this beautifully updated charmer in the heart of Waterloo! Step into a bright and airy living room filled with natural light and fresh flooring throughout. The stylish kitchen wows with statement cabinetry, butcher block countertops, stainless steel appliances, and a custom pantry for added storage. Two spacious bedrooms and a modern full bath complete the main floor. Downstairs, enjoy a partially finished basement with a built-in bar, half bath, laundry, and bonus living space. Outside, the brand new fence and spacious patio make the backyard perfect for entertaining! Two covered parking spaces and a prime location just steps from Downtown Waterloo make this one a must-see!
Last checked:
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Last updated Jul 15, 2025
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MLS# 25046039 —
The Building
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Year Built:1961
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Year Built Source:Public Records
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New Construction:false
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Construction Materials:Vinyl Siding
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Architectural Style:Traditional
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Exterior Features:Private Yard
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Basement:true
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Basement:Bathroom, Concrete, Partially Finished, Full, Storage Space, Sump Pump
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Above Grade Finished Area:816 Sqft
Interior
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Interior Features:Ceiling Fan(s), Eat-in Kitchen, Pantry
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Rooms Total:6
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Levels:One
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Flooring:Laminate
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Fireplace:false
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Living Area Source:Estimated
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Living Area:1316
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Laundry Features:In Basement
Financial & Terms
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Listing Terms:Cash, Conventional, FHA, VA Loan
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Possession:Close Of Escrow
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Home Warranty:false
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Lease Considered:false
Location
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Longitude:-90.149
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Latitude:38.332363
The Property
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Property Sub Type:Single Family Residence
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Property Type:Residential
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Parcel Number:07-25-284-011-000
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Lot Features:Back Yard, Front Yard, Landscaped, Level
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Lot Size Acres:0.1137
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Lot Size Dimensions:IRR
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Lot Size Source:Public Records
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Fencing:Fenced, Full
Listing Agent
- Contact info:
- Agent phone:
- (888) 574-9405
- Office phone:
- (888) 574-9405
Taxes
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Tax Year:2023
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Tax Annual Amount:$2,427
Beds
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Main Level Bedrooms:2
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Bedrooms Total:2
Baths
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Bathrooms Total:2
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Main Level Bathrooms Full:1
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Bathrooms Full:1
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Bathrooms Half:1
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Lower Level Bathrooms Half:1
Heating & Cooling
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Cooling:Ceiling Fan(s), Central Air, Electric
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Heating:Forced Air, Natural Gas
Utilities
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Sewer:Public Sewer
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Water Source:Public
Appliances
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Appliances:Stainless Steel Appliance(s), Range, Gas Water Heater
Schools
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Elementary School:Waterloo Dist 5
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Middle School:Waterloo Dist 5
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High School:Waterloo
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High School District:Waterloo Dist 5
The Community
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Subdivision Name:Fred Cawis Add
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Association:false
Parking
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Garage:false
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Attached Garage:false
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Carport:true
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Carport Spaces:2
Monthly cost estimate
Asking price
$215,000
| Expense | Monthly cost |
|---|---|
|
Mortgage
This calculator is intended for planning and education purposes only. It relies on assumptions and information provided by you regarding your goals, expectations and financial situation, and should not be used as your sole source of information. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. |
$1,151
|
| Taxes | $202 |
| Insurance | $59 |
| Utilities | $148 See report |
| Total | $1,560/mo.* |
| *This is an estimate |
Walk Score®
Provided by WalkScore® Inc.
Walk Score is the most well-known measure of walkability for any address. It is based on the distance to a variety of nearby services and pedestrian friendliness. Walk Scores range from 0 (Car-Dependent) to 100 (Walker’s Paradise).
Bike Score®
Provided by WalkScore® Inc.
Bike Score evaluates a location's bikeability. It is calculated by measuring bike infrastructure, hills, destinations and road connectivity, and the number of bike commuters. Bike Scores range from 0 (Somewhat Bikeable) to 100 (Biker’s Paradise).
Soundscore™
Provided by HowLoud
Soundscore is an overall score that accounts for traffic, airport activity, and local sources. A Soundscore rating is a number between 50 (very loud) and 100 (very quiet).
Air Pollution Index
Provided by ClearlyEnergy
The air pollution index is calculated by county or urban area using the past three years data. The index ranks the county or urban area on a scale of 0 (best) - 100 (worst) across the United Sates.
Sale history
| Date | Event | Source | Price | % Change |
|---|---|---|---|---|
|
7/15/25
Jul 15, 2025
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Sold Subject To Contingencies | MARIS | $215,000 | |
|
7/9/25
Jul 9, 2025
|
Listed / Active | MARIS | $215,000 | |
|
7/4/25
Jul 4, 2025
|
Coming Soon | MARIS | $215,000 | 55.8% (9.4% / YR) |
