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1047 Bowleys Quarters Road

MIDDLE RIVER, MD 21220

4 beds
3 baths
1,440 sqft
~3 acre lot
$451 per sqft
1929 build

Rare Waterfront Opportunity with Business Local Zoning in Middle River! Welcome to this unique 4-bedroom, 3-bathroom colonial home on 3.08 acres along scenic Seneca Creek. This diamond in the rough boasts approximately 340 feet of water frontage and Business Local (BL) zoning—a rare combination offering both residential comfort and commercial potential. Enjoy waterfront living with your private pier (8 ft deep, dredged in 2012) and boat ramp, which provide effortless access to the Gunpowder River, Hart-Miller Island, waterfront restaurants, marinas, yacht clubs, fishing, and crabbing. The charming home features a wrap-around porch, a spacious parking pad for 10 vehicles, and a large detached garage that fits two cars, a boat, or commercial vehicles. An attached office adds ideal workspace flexibility. Inside, the main level offers a gourmet kitchen, a living room with beautiful wood floors, two bedrooms, two full bathrooms, and an additional room that can serve as a bedroom or flex space. The upper level includes two more bedrooms, a full bath, and replacement windows for enhanced energy efficiency. Convenient washer-dryer hookups are located on both floors. With BL zoning, permitted uses include retail, personal services, offices, and more, making this the perfect property for living and working from home. Buyers are to verify all zoning and permitted uses with Baltimore County. As-Is sale. Don’t miss this one-of-a-kind waterfront property—schedule your private tour today!

Listing courtesy of BRIGHT / Black Dog Realty, LLC

Last checked: Checking… • Last updated May 4, 2025 •

MLS# MDBC2126600 —

The Building

Year Built:

1929
Year Built Source:

Assessor
Year Major Reno/Remodel:

2014
New Construction:

No
Construction Materials:

Aluminum Siding
Structure Type:

Detached
Architectural Style:

Colonial
Levels:

2
Window Features:

Replacement, Double Hung, Sliding
Accessibility Features:

None
Foundation Details:

Permanent
Basement:

Yes
Basement Type:

Side Entrance, Full
Total SqFt Source:

Assessor
Total Below Grade SqFt:

936
Total Below Grade SqFt Source:

Assessor
Above Grade Finished Area Units:

Square Feet
Above Grade Finished SqFt:

1440
Above Grade Finished SqFt Source:

Assessor
Below Grade Finished Area Units:

Square Feet
Below Grade Unfinished Area Units:

Square Feet
Below Grade Finished SqFt Source:

Assessor
Below Grade Unfinished SqFt:

936
Below Grade Unfinished SqFt Source:

Assessor
Tax Total Finished SqFt:

1440

Interior

Interior Features:

Bathroom - Tub Shower, Breakfast Area, Carpet, Ceiling Fan(s), Chair Railings, Dining Area, Entry Level Bedroom, Floor Plan - Traditional, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Table Space, Primary Bath(s), Recessed Lighting, Wood Floors
Room List:

Laundry, Office
Flooring Type:

Wood, Hardwood, Carpet, Laminated
Fireplace:

No
Living Area SqFt Source:

Assessor

Room Dimensions

Total SqFt:

2376
Living Area SqFt:

1,440 Sqft

Financial & Terms

Sale Type:

Standard
Acceptable Financing:

Cash, Conventional
Possession:

Settlement

Location

Directions:

Carroll Island Road Rto Bowleys Quarters Road.
Latitude:

39.31573000
Longitude:

-76.38607000
Location Type:

Creek/Stream

The Property

Property Type:

Residential
Lot Size Units:

Square Feet
Lot Size Acres:

3.08
Lot Size Source:

Assessor
Lot Features:

Cleared, Bulkheaded, Fishing Available, Landscaping, Open, Premium, Rear Yard, Stream/Creek, Not In Development, Road Frontage, Corner, Level
Lot SqFt:

134,252 Sqft
Zoning Description:

Residential and Business Local
Zoning:

RC5, BL
View:

Water
In City Limits:

No
Outdoor Living Structures:

Wrap Around, Deck(s), Porch(es)
Other Structures:

Above Grade, Below Grade
Waterview:

Yes
Waterfront:

Yes
Waterfront Features:

Private Dock Site, Boat/Launch Ramp - Private
Water Oriented:

Yes
Water Access:

Yes
Water Access Features:

Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access
Distance To Water:

Feet
Distance To Body Of Water:

350
Water Body Name:

Seneca Creek
Water Body Type:

Creek/Stream
Navigable Water:

Yes
Water Frontage In Feet:

343
Land Use Code:

R

Listing Agent

Contact info:

Taxes

Tax ID Number:

04152400000418
Tax Year:

2024
Tax Lot:

1
Tax Annual Amount:

$3,684
Tax Assessed Value:

$337,233
Year Assessed:

2025
County Tax:

3684.00
Total Taxes Payment Frequency:

Annually

Beds

Bedrooms:

4
Bedrooms Main Level:

2
Upper Level Bedrooms:

2
Upper Level 1 Bedrooms:

2

Baths

Total Baths:

3
Full Baths:

3
Main Level Baths:

2.00
Main Level Full Baths:

2
Upper Level Full Baths:

1
Upper Level Total Baths:

1
Upper Level Total Baths:

1.00
Upper Level Full Baths:

1

Heating & Cooling

Cooling Type:

Central A/C, Ceiling Fan(s)
Central Air:

Yes
Cooling Fuel:

Electric
Heating:

Yes
Heating Type:

Forced Air
Heating Fuel:

Electric

Utilities

Sewer/Septic:

Public Sewer
Hot Water:

Electric
Water Source:

Public

Appliances

Appliances:

Dishwasher, Oven/Range - Gas, Built-In Microwave, Water Heater
Laundry Type:

Hookup, Main Floor, Upper Floor

Schools

Elementary School:

Seneca
Middle School:

Middle River
High School:

KENWOOD HIGH IB AND SPORTS SCIENCE
School District Name:

Baltimore County Public Schools
School District Source:

3rd Party

The Community

Subdivision Name:

Bowleys Quarters
Senior Community:

No
Exterior Features:

Outbuilding(s), Secure Storage, Gutter System, Boat Storage
Pool:

No Pool
Docks:

1
Dock Type And Features:

Material - Treated Lumber, Private
Dock/Slip Conveyance:

Yes
Dock/Slip Conveyance:

Physical Dock/Slip Conveys
Slips:

1
HOA:

No
Condo/Coop Association:

No

Parking

Total Garage and Parking Spaces:

12
Garage:

Yes
Garage Features:

Garage - Front Entry, Additional Storage Area, Oversized
Garage Spaces:

2.00
Garage SqFt:

952
Type of Parking:

Off Street, Detached Garage, Driveway, Parking Lot
# of Detached Garage Spaces:

2
Parking Lot - # of Spaces:

10

Extra Units

Vacation Rental:

No

Monthly cost estimate

Asking price

$650,000

Expense	Monthly cost
Mortgage	$3,480
Taxes	$307
Insurance	$178
Utilities	$233 See report
Total	$4,198/mo.^*
	^*This is an estimate

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Sale history

Date	Event	Source	Price	% Change
5/4/25 May 4, 2025	Listed / Active	BRIGHT	$650,000

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This house located in Bowleys Quarters, MD 21220 is currently for sale for $650,000. 1047 Bowleys Quarters Road is a 1,440 square foot house with 4 beds and 3 baths. This house is in the attendance area of Seneca Elementary School, Middle River Middle School, and Kenwood High School.

Listing Courtesy of: BRIGHT and Black Dog Realty, LLC.

The information included in this listing is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The information on each listing is furnished by the owner and deemed reliable to the best of his/her knowledge, but should be verified by the purchaser. BRIGHT MLS and Estately assume no responsibility for typographical errors, misprints or misinformation. This property is offered without respect to any protected classes in accordance with the law. Some real estate firms do not participate in IDX and their listings do not appear on this website. Some properties listed with participating firms do not appear on this website at the request of the seller.