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1044 Highway 98

Destin, FL 32541

2 beds
2 baths
1,126 sqft
$688 per sqft
1983 build
– on site

Step into coastal elegance with this meticulously maintained, never-rented 2-bedroom, 2-bath condo located in the exclusive Emerald Towers resort. Owned by the original purchaser and in impeccable condition, this residence showcases thoughtful upgrades including granite kitchen countertops and smooth ceilings where the popcorn finish has been removed, enhancing both style and comfort. Enjoy breathtaking Gulf views from the expansive balcony, accessible from both the living room and the primary bedroom—perfect for morning coffee or sunset relaxation. This spacious, light-filled unit is priced right and presents a great opportunity for someone to make it their own coastal escape or future rental investment. Emerald Towers Resort-Style Amenities Include: 200 feet of private, deeded beach frontagejust steps from the seasonally heated beachfront pool to the sugar-white quartz sands and emerald waters of the Gulf, Gated community with seasonal on-site security for added peace of mind, Fitness center, sauna, and steam shower for year-round wellness, BBQ grilling area, plus tennis and pickleball courts for outdoor enjoyment. Recently completed full-building restoration, including concrete repairs, resurfaced walkways and balconies, updated hand railings, and fresh paint. All assessments paid and the building has passed the milestone inspection. Whether you're seeking a personal beach retreat or a smart investment opportunity, this Emerald Towers condo offers unmatched value and location on the Emerald Coast.

Listing courtesy of ECARMLS / RE/MAX by the Sea

Last checked: Checking… • Last updated May 2, 2025 •

MLS# 975390 —

The Building

Year Built:

1983
Construction Materials:

Concrete
# of Buildings:

82
Building Area Total:

1126.0
Building Area Source:

Appraiser
Architectural Style:

N/A
Stories Total:

16
Levels:

None
Exterior Features:

Balcony
Window Features:

Window Treatment All
Accessibility Features:

None
Direction Faces:

None

Interior

Furnished:

Furnished - All
Interior Features:

Breakfast Bar, Lighting Track, Owner's Closet, Pantry, Walls Mirrored, Washer/Dryer Hookup, Wet Bar
Rooms Total:

4
Fireplace:

No
Fireplaces Total:

None
Laundry Features:

None
Flooring:

Floor Tile, Floor WW Carpet

Room Dimensions

Living Area:

None
Living Area Units:

None
Living Area Source:

None

Financial & Terms

Buyer Financing:

Conventional, Other

Location

Directions:

Traveling west on 98, Emerald Towers is on the left (on the Gulf) just past the two Silver Beach Towers which are located at the light at Airport Road.

The Property

Property Type:

Residential
Property Subtype:

Condominium
Property Condition:

Construction Complete
Property Attached:

None
Lot Size Units:

Acres
Possible Use:

None
Parcel Number:

00-2S-22-1011-0000-0703
Topography:

None
View:

Gulf
Waterfront:

true
Waterfront Features:

Gulf
Water Body Name:

None

Listing Agent

Contact info:

Taxes

Tax Year:

2024
Tax Annual Amount:

6875.13
Tax Legal Description:

EMERALD TOWERS UNIT 703

Beds

Bedrooms Total:

2

Baths

Total Baths:

2.0
Total Baths:

2
Full Baths:

2
Partial Baths:

None
Three Quarter Baths:

None
Quarter Baths:

None

The Listing

Virtual Tour URL Branded:

None
Home Warranty:

No

Heating & Cooling

Heating:

Central
Heating:

true
Cooling:

Central Air
Cooling:

true

Utilities

Utilities:

Electric, Public Water, TV Cable
Electric:

None
Sewer:

Public Sewer

Appliances

Appliances:

Dishwasher, Dryer, Ice Machine, Microwave, Refrigerator, Stove/Oven Electric, Washer, Water Heater - Elect
Dryer:

true
Washer:

true
Microwave:

true
Dishwasher:

true

Schools

Elementary School:

Destin
Elementary School District:

None
Middle Or Junior School:

Destin
Middle Or Junior School District:

None
High School:

Destin

The Community

Subdivision Name:

EMERALD TOWERS
Community Features:

Pickle Ball, BBQ Pit/Grill, Beach, Deed Access, Elevators, Exercise Room, Gated Community, Pets Allowed, Picnic Area, Pool, Sauna/Steam Room, Tennis, TV Cable, Waterfront
Association:

true
Association Amenities:

None
Association Fee:

None
Association Fee 2:

2757.84
Association Fee Frequency:

Quarterly
Association Fee Includes:

Accounting, Ground Keeping, Internet Service, Licenses/Permits, Management, Recreational Faclty, Security, Sewer, Water, Cable TV, Trash
Pool Private:

None
Pool Features:

Pool Type
Spa Features:

None
Pets Allowed:

None
Senior Community:

No

Parking

Carport:

false

Monthly cost estimate

Asking price

$775,000

Expense	Monthly cost
Mortgage	$4,149
Taxes	$572
Insurance	$213
Utilities	$138 See report
Total	$5,072/mo.^*
	^*This is an estimate

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Sale history

Date	Event	Source	Price	% Change
5/2/25 May 2, 2025	Listed / Active	ECARMLS	$775,000

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This condo located in Dunes of Destin, Destin 32541 is currently for sale for $775,000. 1044 Highway 98 is a 1,126 square foot condo with 2 beds and 2 baths that has been on Estately for 0 days. 1044 Highway 98 is in the Dunes of Destin neighborhood of Destin. This condo is in the attendance area of Destin Middle School and Destin Elementary School.

Listing Courtesy of: ECARMLS and RE/MAX by the Sea.

The information provided is exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information provided is deemed reliable but is not guaranteed and should be independently verified.