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1044 E Highway 98

Destin, FL 32541

3 beds
3 baths
1,701 sqft
$937 per sqft
1983 build
– on site

$54,000 PRICE REDUCTION!!! Wake up every day to panoramic views of the sparkling Gulf in this stunning 3-bedroom, 3-bathroom luxury condo in the highly sought-after Emerald Towers. With 1,701 sq ft of thoughtfully designed living space and a 2016 full renovation, this residence offers an unparalleled blend of elegance, comfort, and breathtaking beauty. The open-concept floor plan invites you to soak in the turquoise water views from the kitchen, dining, and living areas. Step out to the expansive covered balcony, accessible from both the living room and the primary suite, and enjoy front-row seats to spectacular sunsets over the Gulf. *Interior Features: Well laid out kitchen with stainless steel appliances, quartz countertops, custom tile backsplash, wine cooler, and ice maker Remote-controlled shades in the dining room, living area, and primary suite Stacked Samsung washer & dryer in the hallway closet Primary suite with sweeping Gulf views, balcony access, and a spa-like ensuite featuring a glass-enclosed tiled shower, double vanities, and ample storage Rear guest suite with a private bath and tiled glass shower Third guest bedroom centrally located with easy access to a full bath Large hallway storage closet for added convenience *Emerald Towers Exclusive Amenities: 200 feet of private deeded beach frontage Seasonally heated Gulf-front pool Gated community with seasonal on-site security Fitness center, sauna, and steam shower Outdoor BBQ grills, tennis and pickleball courts Recent full-building restoration including concrete repairs, resurfaced balconies, updated walkways, new hand railings, and fresh paint - all special assessments have been paid Located in one of Destin's most coveted beachfront communities, Emerald Towers offers close proximity to top-tier shopping, dining, golf, and entertainment, all while being just steps from the sand. Note: Items that do not convey are detailed in the documents section.

Listing courtesy of ECARMLS / Keller Williams Realty Destin

Last checked: Checking… • Last updated Jun 19, 2025 •

MLS# 969773 —

The Building

Year Built:

1983
Construction Materials:

Concrete, Siding EIFS
# of Buildings:

83
Building Area Total:

1701.0
Building Area Source:

Building Plan
Architectural Style:

N/A
Stories Total:

15
Levels:

None
Exterior Features:

Balcony, Hurricane Shutters, Sauna/Steam, Shower, Sprinkler System, Tennis Court
Window Features:

Window Treatment All, Double Pane Windows
Accessibility Features:

None
Direction Faces:

None
Green Energy Efficient:

Doors
Patio And Porch Features:

Patio Covered
Security Features:

Fire Alarm/Sprinkler
Foundation Details:

Slab

Interior

Furnished:

Furnished - Some
Interior Features:

Ceiling Crwn Molding, Elevator, Lighting Recessed, Washer/Dryer Hookup, Woodwork Painted
Rooms Total:

12
Fireplace:

No
Fireplaces Total:

None
Laundry Features:

None
Flooring:

Floor Tile

Room Dimensions

Living Area:

None
Living Area Units:

None
Living Area Source:

None

Financial & Terms

Buyer Financing:

Conventional, FHA, VA

Location

Directions:

From Intersection of US-98 and Hwy 293 (Mid Bay Bridge), drive west for 2.6 miles to Emerald Towers, on the left. From McGuire's at Marler Bridge, drive east 3.3 miles to Emerald Towers, on the right.

The Property

Property Type:

Residential
Property Subtype:

Condominium
Property Condition:

Construction Complete
Property Attached:

None
Lot Size Units:

Acres
Possible Use:

None
Parcel Number:

00-2S-22-1011-0000-0806
Topography:

None
View:

Gulf
Fencing:

Fenced Lot-All, Fenced Privacy
Other Structures:

Cabana
Waterfront:

true
Waterfront Features:

Unit Waterfront, Gulf, Shore - Beach, Shore - Natural
Water Body Name:

None

Listing Agent

Contact info:

Taxes

Tax Year:

2024
Tax Annual Amount:

10990.51
Tax Legal Description:

EMERALD TOWERS UNIT 806

Beds

Bedrooms Total:

3

Baths

Total Baths:

3.0
Total Baths:

3
Full Baths:

3
Partial Baths:

None
Three Quarter Baths:

None
Quarter Baths:

None

The Listing

Virtual Tour URL Branded:

None
Virtual Tour URL Unbranded:

https://my.matterport.com/show/?m=yxurGGyX4oU
Home Warranty:

No

Heating & Cooling

Heating:

Central
Heating:

true
Cooling:

Ceiling Fans, Central Air
Cooling:

true

Utilities

Utilities:

Community Water, Electric, TV Cable
Electric:

None
Sewer:

Community Sewer

Appliances

Appliances:

Cooktop, Dishwasher, Disposal, Dryer, Ice Machine, Microwave, Range Hood, Refrigerator, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Wine Refrigerator, Water Heater - Elect
Dryer:

true
Washer:

true
Disposal:

true
Microwave:

true
Dishwasher:

true
Range:

true

Schools

Elementary School:

Destin
Elementary School District:

None
Middle Or Junior School:

Destin
Middle Or Junior School District:

None
High School:

Destin

The Community

Subdivision Name:

EMERALD TOWERS CONDO
Community Features:

Pickle Ball, BBQ Pit/Grill, Beach, Dumpster, Elevators, Exercise Room, Gated Community, Pets Allowed, Pool, Sauna/Steam Room, Tennis, TV Cable, Waterfront
Association:

true
Association Amenities:

None
Association Fee:

None
Association Fee 2:

4199.0
Association Fee Frequency:

Quarterly
Association Fee Includes:

Accounting, Ground Keeping, Internet Service, Legal, Management, Master Association, Repairs/Maintenance, Security, Water, Cable TV, Trash
Pool Private:

None
Pool Features:

Pool - Heated, Pool - In-Ground, Pool Type
Spa Features:

None
Pets Allowed:

None
Senior Community:

No

Parking

Carport:

false

Monthly cost estimate

Asking price

$1,595,000

Expense	Monthly cost
Mortgage	$8,540
Taxes	$915
Insurance	$438
Utilities	$164 See report
Total	$10,057/mo.^*
	^*This is an estimate

Explore the Area

My Commute

From

Walk Score®

Provided by WalkScore® Inc.

Bike Score®

Provided by WalkScore® Inc.

Soundscore™

Provided by HowLoud

Air Pollution Index

Provided by ClearlyEnergy

Sale history

Date	Event	Source	Price	% Change
5/23/25 May 23, 2025	Price Changed	ECARMLS	$1,595,000	-3.3%
2/28/25 Feb 28, 2025	Listed / Active	ECARMLS	$1,649,000

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This condo located in Dunes of Destin, Destin 32541 is currently for sale for $1,595,000. 1044 E Highway 98 is a 1,701 square foot condo with 3 beds and 3 baths that has been on Estately for 111 days. 1044 E Highway 98 is in the Dunes of Destin neighborhood of Destin and has a WalkScore® of 49, making it car-dependent. This condo is in the attendance area of Destin Elementary School and Destin Middle School.

Listing Courtesy of: ECARMLS and Keller Williams Realty Destin.

The information provided is exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information provided is deemed reliable but is not guaranteed and should be independently verified.