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1044 Highway 98

Destin, FL 32541

3 beds
3 baths
1,701 sqft
$969 per sqft
1983 build
– on site

Luxury Gulf-Front Condo Fully Renovated with Breathtaking South AND West Ocean views! The open-concept design allows you to soak in unobstructed views of the turquoise waters of the Gulf from the kitchen, dining, and living areas. This stunning 3 bed / 3 bath, 1701 sq ft condo was completely remodeled in 2016 and renovated to offer modern elegance and comfort. The condo has not been rented since. The sleek, contemporary kitchen features stainless steel appliances, quartz countertops, a stylish tile backsplash, a wine cooler and an ice maker. There is a stacked Samsung washer and dryer in the adjoining closet Take in breathtaking Gulf views from the spacious living room and expansive covered balcony, accessible from both the living room and primary suite. Wake up in your primary suite to stunning panoramic water views. The ensuite bath offers a spa-like retreat with a glass-enclosed tiled shower, double vanities, and ample storage. The private rear guest bedroom is generously sized and has a private ensuite bathroom with a tiled glass shower. The well-planned layout ensures comfort and privacy. The third guest bedroom is conveniently located in the center of the unit and shares a full bath. There is a spacious hallway storage closet, conveniently located next to the center bedroom that provides extra space for your essentials. The shades in the dining and living rooms as well as the primary bedroom are powered by remote control. Exclusive Emerald Towers Amenities: 200 feet of private deeded beach frontage - Just steps from the seasonally heated pool to the pristine white quartz sand shoreline. Gated community with seasonal on-site security for added peace of mind. Resort-style amenities including a fitness center, sauna, and steam shower. Outdoor recreation with BBQ grills, plus tennis & pickleball courts. The recent full-building restoration featuring concrete repairs, new walkways, updated balcony surfaces, hand railings, and fresh paint. All special assessments have been paid. Emerald Towers boasts one of the most coveted locations in Destin, just minutes from premier shopping, dining, and entertainment, while being among the closest properties to the beach. (Note: Items not included in the sale are listed in the documents section. Includes $20,000 furniture allowance)

Listing courtesy of ECARMLS / Keller Williams Realty Destin

Last checked: Checking… • Last updated Apr 24, 2025 •

MLS# 969773 —

The Building

Year Built:

1983
Construction Materials:

Concrete, Siding EIFS
# of Buildings:

83
Building Area Total:

1701.0
Building Area Source:

Building Plan
Architectural Style:

N/A
Stories Total:

15
Levels:

None
Exterior Features:

Balcony, Hurricane Shutters, Patio Covered, Sauna/Steam, Shower, Sprinkler System, Tennis Court
Window Features:

Window Treatment All, Double Pane Windows
Patio And Porch Features:

None
Accessibility Features:

None
Direction Faces:

None
Green Energy Efficient:

Doors
Security Features:

Fire Alarm/Sprinkler
Foundation Details:

Slab

Interior

Furnished:

Furnished - Some
Interior Features:

Ceiling Crwn Molding, Elevator, Lighting Recessed, Washer/Dryer Hookup, Woodwork Painted
Rooms Total:

12
Fireplace:

No
Fireplaces Total:

None
Fireplace Features:

None
Laundry Features:

None
Flooring:

Floor Tile

Room Dimensions

Living Area:

None
Living Area Units:

None
Living Area Source:

None

Financial & Terms

Buyer Financing:

Conventional, FHA, VA

Location

Directions:

From Intersection of US-98 and Hwy 293, drive west for 2.6 miles to Emerald Towers, on the left. From McGuire's at Marler Bridge, drive east 3.3 miles to Emerald Towers, on the right.

The Property

Property Type:

Residential
Property Subtype:

Condominium
Property Condition:

Construction Complete
Property Attached:

None
Lot Size Units:

Acres
Possible Use:

None
Parcel Number:

00-2S-22-1011-0000-0806
Topography:

None
View:

Gulf
Fencing:

Fenced Lot-All, Fenced Privacy
Other Structures:

Cabana
Waterfront:

true
Waterfront Features:

Unit Waterfront, Gulf, Shore - Beach, Shore - Natural
Water Body Name:

None

Listing Agent

Contact info:

Taxes

Tax Year:

2024
Tax Annual Amount:

10990.51
Tax Legal Description:

EMERALD TOWERS UNIT 806

Beds

Bedrooms Total:

3

Baths

Total Baths:

3.0
Total Baths:

3
Full Baths:

3
Partial Baths:

None
Three Quarter Baths:

None
Quarter Baths:

None

The Listing

Virtual Tour URL Branded:

None
Virtual Tour URL Unbranded:

https://my.matterport.com/show/?m=yxurGGyX4oU
Home Warranty:

No

Heating & Cooling

Heating:

Central
Heating:

true
Cooling:

Ceiling Fans, Central Air
Cooling:

true

Utilities

Utilities:

Community Water, Electric, TV Cable
Electric:

None
Sewer:

Community Sewer

Appliances

Appliances:

Cooktop, Dishwasher, Disposal, Dryer, Ice Machine, Microwave, Range Hood, Refrigerator, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Wine Refrigerator
Dryer:

true
Washer:

true
Disposal:

true
Microwave:

true
Dishwasher:

true
Range:

true

Schools

Elementary School:

Destin
Elementary School District:

None
Middle Or Junior School:

Destin
Middle Or Junior School District:

None
High School:

Destin

The Community

Subdivision Name:

EMERALD TOWERS CONDO
Community Features:

Pickle Ball, BBQ Pit/Grill, Beach, Dumpster, Elevators, Exercise Room, Gated Community, Pets Allowed, Pool, Sauna/Steam Room, Tennis, TV Cable, Waterfront
Association:

true
Association Amenities:

None
Association Fee:

None
Association Fee 2:

2757.84
Association Fee Frequency:

Quarterly
Association Fee Includes:

Accounting, Ground Keeping, Internet Service, Legal, Management, Master Association, Repairs/Maintenance, Security, Water, Cable TV, Trash
Pool Private:

None
Pool Features:

Pool - Heated, Pool - In-Ground, Pool Type
Spa Features:

None
Pets Allowed:

None
Senior Community:

No

Parking

Carport:

false

Monthly cost estimate

Asking price

$1,649,000

Expense	Monthly cost
Mortgage	$8,829
Taxes	$915
Insurance	$453
Utilities	$164 See report
Total	$10,361/mo.^*
	^*This is an estimate

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Walk Score®

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Air Pollution Index

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Sale history

Date	Event	Source	Price	% Change
2/28/25 Feb 28, 2025	Listed / Active	ECARMLS	$1,649,000

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This condo located in Dunes of Destin, Destin 32541 is currently for sale for $1,649,000. 1044 Highway 98 is a 1,701 square foot condo with 3 beds and 3 baths that has been on Estately for 66 days. 1044 Highway 98 is in the Dunes of Destin neighborhood of Destin and has a WalkScore® of 44, making it car-dependent. This condo is in the attendance area of Destin Middle School and Destin Elementary School.

Listing Courtesy of: ECARMLS and Keller Williams Realty Destin.

The information provided is exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information provided is deemed reliable but is not guaranteed and should be independently verified.