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1044 E Highway 98

Destin, FL 32541

2 beds
2 baths
1,126 sqft
$732 per sqft
1983 build
– on site

Highly Sought-After Gulf-Front Condo in Emerald Towers Experience breathtaking views of the Gulf from this beautifully updated 4th-floor condo in the prestigious Emerald Towers. Overlooking the sugar-white sands and emerald waters, this turnkey unit offers the perfect blend of comfort, style, and convenience. Step inside to discover fresh upgrades throughout, including a brand-new HVAC system, professionally painted interiors and cabinetry, and plush new carpeting in both the living room and primary suite. The open-concept living area flows effortlessly into the private Gulf-front balcony—ideal for morning coffee or sunset cocktails. The well-appointed kitchen features quality Frigidaire and GE appliances in white to brighten the kitchen area, a wet bar with built-in ice maker, and a dedicated laundry closet with stacked LG washer and dryer for added convenience. Wake up to ocean views in the spacious primary bedroom, complete with a king bed and balcony access. The en-suite bathroom includes a walk-in shower, dual vanities and a built-in linen closet offering generous storage. The spacious guest bedroom has two closets with one being used for the owners closet. Sold fully furnished and ready for immediate enjoyment or rental. Emerald Towers amenities include: Gulf-front, seasonally heated pool Stainless gas grills at pool overlooking the ocean. Tennis/Pickleball courts Fitness center with sauna and steam room Gated community with direct beach access A full exterior restoration of the building was completed in 2022, ensuring peace of mind and long-term value. Whether you're searching for a vacation retreat, investment property, or primary residencethis Gulf-front gem is a must-see. Contact agent for showings and more details.

Listing courtesy of ECARMLS / Keller Williams Realty Destin

Last checked: Checking… • Last updated Jul 5, 2025 •

MLS# 980259 —

The Building

Year Built:

1983
Construction Materials:

Concrete, Foundation Off Grade, Roof Pitched, Siding EIFS, Steel, Trim Aluminum
# of Buildings:

83
Building Area Total:

1126.0
Building Area Source:

Condo Docs
Architectural Style:

N/A
Stories Total:

15
Levels:

None
Exterior Features:

Balcony, BBQ Pit/Grill, Sauna/Steam, Shower, Sprinkler System, Tennis Court
Door Features:

Storm Door(s)
Window Features:

Window Treatmnt Some, Storm Windows, Tinted Windows
Accessibility Features:

None
Direction Faces:

None
Green Energy Efficient:

Doors
Patio And Porch Features:

Deck Covered
Security Features:

Fire Alarm/Sprinkler
Foundation Details:

Slab

Interior

Furnished:

Furnished - All
Interior Features:

Ceiling Crwn Molding, Elevator, Lighting Recessed, Lighting Track, Newly Painted, Owner's Closet, Pantry, Shelving, Walls Mirrored, Washer/Dryer Hookup, Wet Bar
Rooms Total:

10
Fireplace:

No
Fireplaces Total:

None
Laundry Features:

None
Flooring:

Floor Tile, Floor WW Carpet, Floor WW Carpet New

Room Dimensions

Living Area:

None
Living Area Units:

None
Living Area Source:

None

Financial & Terms

Buyer Financing:

Conventional, FHA, VA, Other

Location

Directions:

From FL-293 (Bay Bridge & Destin Commons, travel west 2.6 miles to Emerald Towers on the left, just past Airport Road and Silber Beach towers. Fom McGuire's Irish Pub at the Destin Bridge and Harborwalk, travel east 3 miles to Emerald Towers on the right, just past Sundestin

The Property

Property Type:

Residential
Property Subtype:

Condominium
Property Condition:

Renovated, Construction Complete
Property Attached:

None
Lot Size Units:

Acres
Possible Use:

None
Parcel Number:

00-2S-22-1011-0000-0405
Topography:

None
View:

Gulf
Fencing:

Fenced Lot-All, Fenced Privacy
Waterfront:

true
Waterfront Features:

Unit Waterfront, Gulf, Shore - Beach, Shore - Natural
Water Body Name:

None

Listing Agent

Contact info:

Taxes

Tax Year:

2024
Tax Annual Amount:

6600.12
Tax Legal Description:

From Okaloosa County Tax Records: The legal description for Emerald Towers in Destin, FL, is: Lot 1, Block A, Destin Beach, according to the plat thereof, recorded in Plat Book 2, Page 27, in the public records of Okaloosa County, Florida, according to Destin Property Expert. It is located at 1044 US Highway 98 East. The complex is a 15-story building with 83 units.

Beds

Bedrooms Total:

2

Baths

Total Baths:

2.0
Total Baths:

2
Full Baths:

2
Partial Baths:

None
Three Quarter Baths:

None
Quarter Baths:

None

The Listing

Virtual Tour URL Branded:

None
Home Warranty:

No

Heating & Cooling

Heating:

Heat Pump Air To Air, Central
Heating:

true
Cooling:

No

Utilities

Utilities:

Electric, Public Water, TV Cable
Electric:

None
Sewer:

Community Sewer

Appliances

Appliances:

Cooktop, Dishwasher, Disposal, Dryer, Freezer, Ice Machine, Microwave, Range Hood, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Elect
Dryer:

true
Washer:

true
Disposal:

true
Microwave:

true
Dishwasher:

true
Range:

true

Schools

Elementary School:

Destin
Elementary School District:

None
Middle Or Junior School:

Destin
Middle Or Junior School District:

None
High School:

Destin

The Community

Subdivision Name:

EMERALD TOWERS UNIT 405
Community Features:

Pickle Ball, BBQ Pit/Grill, Beach, Dumpster, Elevators, Exercise Room, Fishing, Handicap Provisions, Pets Allowed, Pool, Sauna/Steam Room, Tennis, Waterfront
Association:

true
Association Amenities:

None
Association Fee:

None
Association Fee 2:

2757.84
Association Fee Frequency:

Quarterly
Association Fee Includes:

Accounting, Ground Keeping, Internet Service, Management, Master Association, Recreational Faclty, Repairs/Maintenance, Security, Sewer, Water, Cable TV, Trash
Pool Private:

None
Pool Features:

Pool - Heated, Pool - In-Ground, Pool Type
Spa Features:

None
Pets Allowed:

None
Senior Community:

No

Parking

Carport:

false

Monthly cost estimate

Asking price

$825,000

Expense	Monthly cost
Mortgage	$4,417
Taxes	$550
Insurance	$226
Utilities	$138 See report
Total	$5,331/mo.^*
	^*This is an estimate

Explore the Area

My Commute

From

Walk Score®

Provided by WalkScore® Inc.

Bike Score®

Provided by WalkScore® Inc.

Air Pollution Index

Provided by ClearlyEnergy

Sale history

Date	Event	Source	Price	% Change
7/5/25 Jul 5, 2025	Listed / Active	ECARMLS	$825,000

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This condo located in Dunes of Destin, Destin 32541 is currently for sale for $825,000. 1044 E Highway 98 is a 1,126 square foot condo with 2 beds and 2 baths that has been on Estately for 0 days. 1044 E Highway 98 is in the Dunes of Destin neighborhood of Destin and has a WalkScore® of 49, making it car-dependent. This condo is in the attendance area of Destin Middle School and Destin Elementary School.

Listing Courtesy of: ECARMLS and Keller Williams Realty Destin.

The information provided is exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information provided is deemed reliable but is not guaranteed and should be independently verified.