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1020 Oak Creek Lane

Waterloo, IL 62298

4 beds
4 baths
3,139 sqft
~3/4 acre lot
$135 per sqft
2008 build
– on site

Gorgeous Ranch executive style home in excellent condition. with beautiful landscaping, backing to a private creek view. This home has 3100+ sq ft finished and a 3 car garage. 4 bed, 4 bath. Walk out basement with upper AND lower SCREENED rooms for mosquito free outdoor evenings Fantastic location just seconds from Rout 3 for an easy commute and access to all Waterloo has to offer. Open concept living/dining/kitchen. Spacious living room has vaulted ceiling and gas fireplace, a warm and inviting place to showcase your holiday décor. Kitchen with batwing attached island, quartz counters, farm sink, maple staggered height cabinets w/crown and breakfast room leading to the screened deck. Large master suite with tray ceiling. Ensuite with jetted tub + walk in shower, makeup vanity and huge walk in closet. MAIN FLOOR LAUNDRY. 2 more nice size beds, full bath and powder room on main plus 2nd full bath with tub/shower combo. Lower level has large family room, great rec/entertaining space with custom bar w/mini fridge, full size fridge, bar sink and coffee bar, walk out to 2nd screened porch. Office/game/craft room w/cork floor, storage and work space. 4th bed and full bath. Central vac, gutter guards, zoned irrigation, built in generator. Can accommodate a fast close. This house has been gently used and meticulously maintained. Sellers can accommodate a fast close. Creekside subdivision is a beautiful subdivision with quiet streets and pretty homes.

Listing courtesy of MARIS / Tammy Mitchell Hines & Co.

Last checked: Checking… • Last updated Jun 16, 2025 •

MLS# 25038200 —

The Building

Year Built:

2008
Builder Name:

Mc Fadden
New Construction:

false
Construction Materials:

Brick, Vinyl Siding
Architectural Style:

Ranch
Patio And Porch Features:

Covered, Deck, Enclosed, Patio, Screened
Basement:

true
Basement:

Bathroom, Daylight, Full, Sleeping Area, Storage Space, Walk-Out Access
Above Grade Finished Area:

1,939 Sqft
Below Grade Finished Area:

1200

Interior

Interior Features:

Bar, Entrance Foyer, Workshop/Hobby Area
Rooms Total:

18
Levels:

One
Flooring:

Carpet, Vinyl, Wood
Fireplace:

true
Fireplaces Total:

1
Fireplace Features:

Gas, Living Room
Living Area Source:

Other
Living Area:

3139
Laundry Features:

Main Level

Financial & Terms

Listing Terms:

Cash, Conventional, FHA, VA Loan
Ownership Type:

Private
Possession:

Close Of Escrow
Lease Considered:

false
Home Warranty:

false

Location

Longitude:

-90.16738371
Latitude:

38.33433586

The Property

Property Sub Type:

Single Family Residence
Property Type:

Residential
Parcel Number:

07-26-265-031-000
Lot Features:

Level
Lot Size Acres:

0.64
Lot Size Dimensions:

0.64
Lot Size Source:

Other
Waterfront:

true
Waterfront Features:

Creek
Development Status:

Finished Lot(s)
Property Attached:

true

Listing Agent

Contact info:

Taxes

Tax Year:

2023
Tax Annual Amount:

$5,486

Beds

Main Level Bedrooms:

3
Lower Level Bedrooms:

1
Bedrooms Total:

4

Baths

Bathrooms Total:

4
Main Level Bathrooms Full:

2
Main Level Bathrooms Half:

1
Bathrooms Full:

3
Bathrooms Half:

1
Lower Level Bathrooms Full:

1

The Listing

Virtual Tour URL Unbranded:

Virtual Tour

Heating & Cooling

Cooling:

Central Air
Heating:

Forced Air

Utilities

Sewer:

Public Sewer
Water Source:

Public

Appliances

Appliances:

Dishwasher, Disposal, Microwave, Range

Schools

Elementary School:

Waterloo Dist 5
Middle School:

Waterloo Dist 5
High School:

Waterloo
High School District:

Waterloo Dist 5

The Community

Subdivision Name:

Creekside Estates
Association:

true
Association Name:

Creekside Estates Hoa
Association Amenities:

None
Association Fee:

40
Association Fee Includes:

Common Area Maintenance
Association Fee Frequency:

Annually
Senior Community:

false
Pool Private:

false
Pool:

No

Parking

Parking Features:

Garage, Garage Door Opener
Garage Spaces:

3
Garage:

true
Attached Garage:

true
Carport:

false

Monthly cost estimate

Asking price

$425,000

Expense	Monthly cost
Mortgage	$2,275
Taxes	$457
Insurance	$116
HOA fees	$3
Utilities	$154 See report
Total	$3,005/mo.^*
	^*This is an estimate

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Sale history

Date	Event	Source	Price
6/13/25 Jun 13, 2025	Sold Subject To Contingencies	MARIS	$425,000
6/11/25 Jun 11, 2025	Listed / Active	MARIS	$425,000
6/11/25 Jun 11, 2025	Sold Subject To Contingencies	MARIS	$425,000

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This house located in Waterloo, IL 62298 is currently for sale for $425,000. 1020 Oak Creek Lane is a 3,139 square foot house with 4 beds and 4 baths that has been on Estately for 15 days.

Listing Courtesy of: MARIS and Tammy Mitchell Hines & Co..

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Information from Third Parties, Deemed Reliable but Not Verified.