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10140 Jefferson

Osceola, IN 46561-9552

4 beds
3 baths
5 sqft
~1/2 acre lot
$130,000 per sqft
– on site

This beautifully updated 4-bedroom, 3-bath home blends modern elegance with comfortable living and effortless entertaining. The open floor plan is filled with natural light, showcasing stunning views of the St. Joseph River from nearly every room. The finished walkout basement adds extra living space and leads to a second deck—perfect for relaxing and taking in the peaceful riverfront setting. Outside, enjoy your own private oasis featuring a sparkling inground saltwater pool, a relaxing hot tub, and spacious areas for lounging, dining, and entertaining. The home sits along more than 8 miles of recreational river between the Elkhart Hydro Dam and the Twin Branch Dam, offering endless opportunities for boating, water skiing, wakeboarding, and fishing for largemouth and smallmouth bass, walleye, northern pike, and more. Whether you're hosting guests or enjoying a quiet evening by the water, the beauty of the St. Joseph River is always within view. Don't miss this rare opportunity to own a true waterfront paradise—schedule your private showing today!

Listing courtesy of IRMLS

Last checked: Checking… • Last updated Apr 27, 2025 •

MLS# 202509491 —

The Building

Year Built:

1993
New Construction:

No
Style:

Two Story
Exterior:

Vinyl
Amenities:

Hot Tub/Spa, Ceiling-Cathedral, Closet(s) Walk-in, Deck on Waterfront, Dryer Hook Up Electric, Eat-In Kitchen, Garage Door Opener, Irrigation System, Open Floor Plan, Main Floor Laundry, Sump Pump, Washer Hook-Up
Basement:

Yes
Basement/Foundation:

Finished, Full Basement, Walk-Out Basement
Total SqFt:

2627
Total Finished SqFt:

2304
Above Grade Finished SqFt:

1433
Below Grade Finished SqFt:

871
Total Below Grade SqFt:

1194
Below Grade Unfinished SqFt:

323

Interior

Kitchen Level:

Main
Dining Room Level:

Main
Living/Great Room Level:

Main
Family Room Level:

Basement
Laundry Level:

Main
# of Fireplaces:

2
Fireplace:

Family Rm, Gas Log, Basement
Fireplace:

Yes

Room Dimensions

Kitchen Length:

12
Kitchen Width:

12
Dining Rm Length:

7
Dining Room Width:

12
Living/Great Room Width:

15
Living/Great Room Length:

19
Family Room Length:

39
Family Room Width:

15
1st Bedroom Length:

12
1st Bedroom Width:

13
2nd Bedroom Length:

10
2nd Bedroom Width:

13
3rd Bedroom Width:

13
3rd Bedroom Length:

12
4th Bedroom Length:

14
4th Bedroom Width:

12
Laundry Room Length:

8
Laundry Room Width:

5

Location

Directions to Property:

County Line Rd to Jefferson, approx 1 block from county Line Rd.
Latitude:

41.680319
Longitude:

-86.064103

The Property

Parcel# ID:

71-10-09-228-003.000-031
Property Subtype:

Site-Built Home
Lot Number:

2
Lot Dimensions:

150X116
Lot Description:

Slope, Waterfront, Water View, Waterfront-High Bank
Approx Lot Size SqFt:

17400
Approx Lot Size Acres:

0.4
Waterfront:

Yes
Water Features:

Pier/Dock
Water Type:

River
Water Access:

Riverfront
Water Frontage:

158
Water Name:

Saint Joseph River

Listing Agent

Contact info:

Taxes

Annual Taxes:

3700

Beds

Total # Bedrooms:

4
1st Bedroom Level:

Basement
2nd Bedroom Level:

Main
3rd Bedroom Level:

Main
4th Bdrm Level:

Upper

Baths

Total Baths:

3
Total Full Baths:

3
# of Full Baths Main:

1
# of Full Baths Upper:

1

The Listing

Unbranded Virtual Tour:

https://www.propertypanorama.com/instaview/irmls/202509491

Heating & Cooling

Heating Fuel:

Gas, Forced Air
Cooling:

Central Air

Utilities

Water Utility:

Well
Well Type:

Private
Sewer:

Septic

Schools

Elementary:

Bittersweet
Middle School:

Schmucker
High School:

Penn
School District:

Penn-Harris-Madison School Corp.

The Community

Subdivision:

None
Pool:

Yes
Pool Type:

Below Ground
Association Dues Frequency:

Not Applicable

Parking

Garage:

Yes
Garage Type:

Attached
Garage Length:

35
Garage SqFt:

805
Garage Width:

23
Garage/# of Cars:

3
Off Street Parking:

Yes

Monthly cost estimate

Asking price

$650,000

Expense	Monthly cost
Mortgage	$3,480
Taxes	$1,450
Insurance	$178
Utilities	N/A
Total	$5,108/mo.^*
	^*This is an estimate

Explore the Area

My Commute

From

Walk Score®

Provided by WalkScore® Inc.

Bike Score®

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Soundscore™

Provided by HowLoud

Sale history

Date	Event	Source	Price	% Change
3/22/25 Mar 22, 2025	Listed / Active	IRMLS	$650,000

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This house located in IN 46561-9552 is currently for sale for $650,000. 10140 Jefferson is a 5 square foot house with 4 beds and 3 baths that has been on Estately for 39 days. This house is in the attendance area of Schmucker Middle School, Penn High School, and Moran Elementary School.

Listing Courtesy of: IRMLS and .

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