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1004 Cottonwood Lane

Waterloo, IL 62298

2 beds
2 baths
1,334 sqft
9,148 sqft lot
$209 per sqft
2006 build
– on site

Don't miss this pristine, one-owner ranch in desirable Waterloo, IL! Boasting an open floor plan, this well maintained home features updated LVP and LVT flooring (5yrs), plus fresh carpeting on the stairs and in all bedrooms (installed April '25). Enjoy the spacious living room and kitchen with a striking beamed vault ceiling. The kitchen offers abundant cabinetry, counter space, a tiered breakfast bar, and a pantry. All appliances (gas range, microwave, dishwasher) are included. Step outside to a maintenance-free deck with a gazebo and pull-down shades. The primary suite features a walk-in closet, ceiling fan, and a roomy bathroom with a double vanity and walk-in shower. A convenient hall bath includes a tub/shower combo. Main floor laundry adds to the ease of living. The full walk-out basement, with two windows, presents excellent potential for two additional bedrooms and already has a gas wall furnace, bathroom rough-in, radon mitigation system, and a patio at the walk out.

Listing courtesy of MARIS / Century 21 Advantage

Last checked: Checking… • Last updated May 9, 2025 •

MLS# 25029232 —

The Building

Year Built:

2006
Construction Materials:

Brick Veneer, Vinyl Siding
Architectural Style:

Ranch, Traditional
Door Features:

Panel Door(s)
Patio And Porch Features:

Deck, Patio
Basement:

Full, Roughed-In Bath, Unfinished, Walk-Out Access
Basement:

true
Above Grade Finished Area:

1,334 Sqft

Interior

Interior Features:

Kitchen/Dining Room Combo, Open Floorplan, Vaulted Ceiling(s), Walk-In Closet(s), Eat-in Kitchen
Laundry Features:

Main Level
Levels:

One
Rooms Total:

4
Fireplace:

false
Living Area:

1334
Living Area Units:

Square Feet

Financial & Terms

Possession:

Close Of Escrow
Ownership Type:

Private
Listing Terms:

Cash, Conventional, FHA, VA Loan

Location

Longitude:

-90.169491
Latitude:

38.320099

The Property

Property Sub Type:

Single Family Residence
Property Type:

Residential
Parcel Number:

07-35-265-028-000
Lot Size Acres:

0.21
Lot Size Area:

0.21
Lot Size Units:

Acres
Lot Size Square Feet:

9,148 Sqft
Lot Size Dimensions:

72 x 130
Lot Size Source:

Public Records
Waterfront:

false
Road Surface Type:

Concrete

Listing Agent

Contact info:

Taxes

Tax Year:

2023
Tax Annual Amount:

$3,877

Beds

Main Level Bedrooms:

2
Bedrooms Total:

2

Baths

Bathrooms Full:

2
Main Level Bathrooms Full:

2
Bathrooms Total:

2

The Listing

Virtual Tour URL Unbranded:

Virtual Tour

Heating & Cooling

Cooling:

Central Air, Electric
Heating:

Forced Air, Natural Gas

Utilities

Sewer:

Public Sewer
Utilities:

Underground Utilities
Water Source:

Public

Appliances

Appliances:

Dishwasher, Microwave, Range, Other, Gas Water Heater

Schools

Elementary School:

Waterloo Dist 5
Middle School:

Waterloo Dist 5
High School:

Waterloo
High School District:

Waterloo Dist 5

The Community

Subdivision Name:

Silvercreek Crossing
Association Fee:

50
Association Fee Includes:

Other
Association Fee Frequency:

Annually
Pool:

No

Parking

Parking Features:

Attached, Garage
Parking Total:

2
Garage Size Description:

21 x 21.8
Garage Spaces:

2
Garage:

true
Attached Garage:

true
Carport:

false

Monthly cost estimate

Asking price

$280,000

Expense	Monthly cost
Mortgage	$1,499
Taxes	$323
Insurance	$77
HOA fees	$4
Utilities	$110 See report
Total	$2,013/mo.^*
	^*This is an estimate

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Sale history

Date	Event	Source	Price	% Change
5/8/25 May 8, 2025	Listed / Active	MARIS	$280,000

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This house located in Waterloo, IL 62298 is currently for sale for $280,000. 1004 Cottonwood Lane is a 1,334 square foot house with 2 beds and 2 baths that has been on Estately for 2 days.

Listing Courtesy of: MARIS and Century 21 Advantage.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Information from Third Parties, Deemed Reliable but Not Verified.